Why I left my 6 figure job 🤔

I decided to leave my 6 figure income job and open a private practice pelvic floor physical therapy clinic in 2021.   

This took me a lot longer than I thought it would but now that I'm here, I couldn't be happier. 

I constantly feel what it must feel like to be falling out of an airplane before the parachute opens.  Just free falling.  Or fallin' if you're a Tom Petty fan. 

There were MANY reasons for this big change. . . here are a few . . . 

I needed more freedom but most of all I needed more time.  

Time with my family, friends, like-minded people, my patients, and myself. 

I was sick and tired of missing out on being at my kids' school functions, having to "call out" if I were sick or if one of my kids were sick or finding out about an award ceremony at school with one day's notice . . . not fun.  

Plus, thinking forward to the future, things will get more chaotic through middle and high school. 

I try to make major life adjustments ahead of time to prepare and this was one of them.

The truth is that nothing is stable and nothing is secure.  Certainly not owning a practice but also certainly not what you think is a stable job.  You could be laid off tomorrow, we just never know.

Other reasons I left included feeling like my voice was muted in a big corporation, no matter how hard I tried.

I had to convince them that no, 30 min sessions are not enough when it comes to pelvic floor physical therapy.  

The care needed for this type of specialty can't be done well in that short amount of time.  It just can't. 

Plus add on people showing up late, not having intake forms filled out, having to go through my company's own computer based intake forms on top of the paper forms that took FOREVER and were pointless (in my opinion).  No.  Just no.   

When it comes down to it, I needed to be able to have a little (lot) more control in making things better, more efficient and more effective and the only way to do that was to leave.  

The reason they wanted me seeing more and more people in less and less time was all because of money.  It makes sense. 

Healthcare is a business and businesses need to make money to stay in business.   

Insurance companies reimburse less and less so you need to see more and more people just to turn a profit. 

That's not the way I want to do business and that is why I'm considered an "out-of-network" clinic. 

Does this mean you can't use insurance?  NO!  You can use your out-of-network insurance physical therapy benefits!

This means you get familiar with your insurance plan and what it has to offer.  There are in-network and out-of-network physical therapy benefits with most plans. 

In my clinic, unless you have Medicare, we charge a flat rate per session and you pay that with cash or card.  AND if you have a health savings account (HSA) or flexible spending account (FSA) you can use that for each visit.

Then you submit what is called a "superbill" to your insurance company. 

This is the documentation they need for an insurance claim and we provide it to you through email.

Based on your out-of-network physical therapy benefits, your insurance company either applies that to your out-of-network deductible or reimburses you directly. 

And guess what?  You most likely have an in-network deductible that would need to be met too if you do go to an in-network clinic. 

Sometimes, at my last job, people using their "in-network" benefits, were paying $352 +  for each session because they needed to meet their in-network deductible. 

So please, before you say you want to find an "in-network" provider - find out what that will actually cost you in time and money.

We do accept Medicare insurance and the reason for this is because it is illegal to charge self-pay rates to someone for physical therapy when they have Medicare insurance. 

Medicare is the one insurance we are "in-network" with.

Benefits of going to an "out-of-network" clinic (more specifically, Embrace Health & Rehab Pelvic Floor Physical Therapy): 

• More one-on-one time with each person.  More time per session = less sessions needed overall. 
• Every session is one hour and we can block more time as needed. 
• We usually schedule one visit every 1 to 4 weeks depending on what you would benefit from the most. 
• You get access to your physical therapist between sessions either by phone, text or email. 
• Our environment is calm, relaxing and private. 
• You don't need to sit in a waiting room full of people and walk through a busy gym just to sit in a crowded tiny room with your therapist.  
• You're not just a "number." 

But getting back to the TIME factor . . . I now have so much more time with my kids and my family and I would not trade that for any amount of money in the world!

Here's to Embracing Health (and time :)

Dr. Christine Klein